The request
Finance assistant with approval
An assistant in the bank app that finds bills, proposes payments and schedules Pix without taking control of the money away from the customer.
A digital bank wants an assistant in its app that organizes the customer's financial life: it reads the email and statements the customer authorized, finds bills, reminds about due dates and schedules Pix transfers. The product rule: not a single real leaves without the customer seeing the real payee, the amount and the date, and saying yes in the app itself. Security, risk and compliance answer if something goes wrong. You design the architecture.
What the client asks
- 01The assistant reads email from any sender and the customer's statements.
- 02It schedules Pix transfers, which settle in seconds and are nearly irreversible.
- 03The bank's internal API accepts a service token with access to every account.
- 04The bank refuses Pix above the nighttime limit, and the API sometimes times out.
- 05Customer disputes arrive up to 90 days after the debit.
7 test cases stay hidden until you submit the architecture.
5 decisions · 7 tests · No hints during the exam. The bill arrives with the tests.